There might be some untapped potential hidden in your home. Fund individual needs, from life events to education expenses, with the home equity you’ve built up so far.
Key Features
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Competitive Rates
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Anytime Funds
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Revolving Credit
Details
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more!
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
- Local decision-making and processing right here in the North Country
- Attentive, friendly service from start to finish
Home Equity Line of Credit (HELOC)
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more!
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
- Revolving credit — available balance replenishes as you pay down principal
- Funds available anytime without reapplying; apply once, then use as needed thereafter
- Funds conveniently available via check or can be transferred via digital banking into a Carthage Savings checking account
- Local decision-making and processing right here in the North Country
- Attentive, friendly service from start to finish
1Consult a tax advisor.