Digital Banking

Fast, free, secure access to our bank, 24/7:

• Access eStatements
• View account balances and history
• Transfer funds between accounts (one-time and recurring transfers)
• View checks written
• Make loan payments
• Export to Quicken or Microsoft Money
• Review recent transactions
• And more!

In addition to “State of the Art” features and functionality, our enhanced Online Banking system boasts a fresh look and feel — and promises an even more user-friendly format, featuring:

• Instant access
• Page customization
• Personal finance management
• Real-time alerts
• Debit card on/off switch
• Internal transfers between Carthage Savings and Loan account holders
• Send funds to accounts outside Carthage Savings and Loan
• Unlock passwords
• Mobile banking app

Bill Pay

• Pay one-time or recurring bills with ease:
  • Schedule payments in advance
  • Set up payment reminders
  • Ensure payments are received on time
  • Have all payee information in one convenient place
  • Retain funds until paper drafts are presented for payment
  • Avoid paper clutter
  • More secure than paper billing
• Make more time for yourself; fewer bank trips necessary
• Print or download to popular financial management software

To learn more, view our Online Bill Pay Guide.

Turn your mobile device into your very own portable bank! No matter where you are — at home, the office, or even the grocery store — you can have access to your account at your fingertips.

• Fast, free, and secure service for customers enrolled in online banking¹
• Easily keep track of your finances — even on the go:
  • View account balances
  • Transfer funds between accounts
  • Receive alerts
  • Pay bills
• Available via any web-enabled cell phone or device
• Download our free mobile app to get started: iPhone^® | Android^™
• Save yourself time; fewer trips to the branch necessary

Mobile Deposit

• Deposit checks anytime, anywhere from your mobile phone¹
• Free service for customers who have enrolled in online banking and have a Carthage Savings checking account
• Save time, avoid unnecessary trips to a branch
• Deposit your check in just a few quick clicks:
  • Click on "Deposit a Check"
  • Select account and enter amount
  • Take a picture of the front and back of your check (make sure you sign it)
  • Respond to any messages
  • Select "Make Deposit" button
  • Receive an email receipt

To get a better idea of how mobile deposit works, watch the video below.

Eligible and Non-Eligible Mobile Deposit Items

Eligible Items: You agree to scan and deposit only checks. You agree that you will NOT use Mobile Check Deposit to deposit:

• Checks payable to any person or entity other than you (i.e., payable to another party and then endorsed to you)
• Checks payable to you and another party who is not a joint owner on the account
• Checks that contain evidence of alteration, or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn
• Checks that are stamped with a "non-negotiable" watermark
• Checks that are issued by a financial institution in a foreign country
• Checks that are incomplete
• Checks that are "stale dated" or "post-dated"
• Checks stating "Do Not Accept Without Noting Watermark" or other physical security notes
• Savings bonds
• Travelers' Checks
• Treasurer's Checks
• Money Orders

Your endorsement must include your signature and “FOR DEPOSIT TO your account number.”  Any loss we incur from a delay or processing error resulting from an irregular endorsement or other markings by you will be your responsibility.

• Save paper and save the environment
• Fast, free, and easy alternative to paper statements
• Easier to retrieve info when needed
• Eliminate a paper trail
• Reduce chances of fraud and identity theft
• Arrive faster than paper statements
• Simplify recordkeeping
• Easily access past statements
• Ability to download for permanent storage or print if needed
• Receive email notice when new eStatement is ready