Mortgage & Home Loans
Home Equity Loans
- Competitive rates for several short-term or one-time needs
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
Home Improvement Loans
- Competitively low rates for a wide range of home improvement projects
- A wide range of terms customized to your unique situation
- Local decision-making right here in North Country
Home Mortgage Loans
- Competitive rates for home purchase, refinance, or construction
- A wide range of terms customized to your unique situation
- Pre-approval available for extra confidence
VA Mortgage Loans
- Available to veterans, active military, and surviving spouses
- Purchase a home without the need for a down payment
- Competitive low-interest rates
FHA Mortgage Loans
- Qualify more easily for a loan
- Access lower minimum down payments
- Pre-qualification available
Seasonal Mortgage Loans
- Competitive rates for your seasonal home
- Flexible terms customized to your unique situation
- Financing of up to 80% of the home's value
Construction Loans
- Competitively low rates for your home construction project
- Available for primary residence or second home construction
- Attentive, friendly service from start to finish
Rural Development Guarantee
Access a low-interest, zero-down loan and move into your ideal, small-town home.
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